Help! I don't know how to get a handle on my finances.

When you have an unexpected change such as the death of a spouse or loss of a job, money matters can quickly become complicated. Suddenly you're having to apply for benefits, possibly roll money into different accounts (such as an IRA rollover account), and pay for unexpected expenses (such as a funeral or health insurance if you've suddenly lost a job). Following are some suggested steps to getting a basic handle on your finances.